Thursday, July 10, 2025 / by Justin Watson
The Ultimate Guide to Buying a Home in Hampton Roads [2025 Edition]
Are you considering buying a home in Hampton Roads, Virginia? Whether you’re relocating for the military, upgrading for more space, or investing in your future, this guide will walk you through every step of the process in 2025.
Why Hampton Roads?
Hampton Roads offers a mix of beautiful beaches, family-friendly neighborhoods, military bases, and strong job opportunities. With cities like Virginia Beach, Chesapeake, Norfolk, and Suffolk, the region has something for everyone.
Step 1: Get Pre-Approved for a Mortgage
Before you start browsing Zillow like it’s your full-time job, speak with a trusted local lender. Getting pre-approved will give you:
A clear price range
Better negotiation power
Faster closing process
Recommended Lender: ALCOVA Mortgage or use our Mortgage Calculator.
Step 2: Understand the Market in 2025
According to Realtor.com, the average home price in Hampton Roads is currently $385,000. Inventory is tight, and well-priced homes are selling in days.
Tip: Use our Free Market Snapshot Tool to get updates by city or zip code.
Step 3: Choose the Right Neighborhood
Each city has its own vibe. Here's a quick cheat sheet:
Virginia Beach: Best for families, great schools, and beach access
Norfolk: Urban feel, artsy downtown, near naval base
Chesapeake: Suburban with newer homes and green space
Suffolk: Larger lots and more affordable pricing
?? Check out our full Neighborhood Guide to Hampton Roads.
Step 4: Work With a Local Agent
Not all agents are created equal. Choose someone who:
Knows military relocation and VA loans
Is familiar with flood zones and insurance in Tidewater
Has strong negotiation skills in a competitive market
?? Meet Our Team and book a free buyer consultation.
Step 5: Don’t Skip the Inspection
Even new homes can hide costly surprises. We recommend:
A full home inspection
Termite & moisture inspection
HVAC and roof certification
Trusted Vendors:
Step 6: Closing & Move-In
Once your offer is accepted, you’re about 30–45 days from move-in. Be prepared to:
Lock your rate
Get homeowners insurance
Schedule utilities and movers
?? Download our Free Moving Checklist PDF to stay organized.
FAQs
Q: What’s the best month to buy a home in Hampton Roads? A: Late fall (October–December) usually has less competition.
Q: Can I use a VA loan in this area? A: Yes! Hampton Roads is a high-VA usage market. Make sure your agent is VA certified.
Q: Are flood zones a concern? A: Yes, especially in Norfolk and parts of Virginia Beach. Check the FEMA Flood Map before buying.
Final Thoughts
Buying a home in Hampton Roads in 2025 is a smart investment—but it takes strategy. With rising demand and low inventory, having a knowledgeable local agent makes all the difference.
Ready to start your search? Get Pre-Approved Now or Schedule a Home Tour today!
